A loan to pay off credit cards

Updraft aims to help reduce your debt with a single monthly loan payment.

£ 10000
£ 300
£ 20000
([amount]*(23.2725/100)/12/(1-Math.pow(1+(23.2725/100)/12,-([term]*12))))
£

Representative Example

25.9% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 20.9% p.a. This would give a monthly repayment cost of £283.47 per month, with a total cost of credit of £7,017.84 (includes loan fee of £500) and a total amount repayable of £17,017.84.

All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.

Changes that paid off

Our customers love what we do and we love doing it

Rated 4.8 stars

How it works

Simple as 1-2-3

Why Updraft?

750,000+

Customers helped with their debt

Free credit report

See the areas to improve

Safely link your bank

Open banking

See all of your accounts and credit cards in a single app, allowing you to see what’s costing you the most.

Friendly staff

Always willing to help

Get the app!

Freedom in your pocket

Credit score and report

Want to know where your credit stands? We’ve got you covered with a totally free credit score and report. It’s super handy for checking your full credit history, spotting what you can improve, and keeping an eye on how you’re doing.

We’re making credit scores less confusing and helping you get a grip on your finances, so you can make changes that pay off.

Budgeting via Open Banking

With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between. 

Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.

Download Updraft

Scan the QR code on your device