A loan to pay off credit cards

Tired of credit card chaos? One loan, one payment, less stress.

£ 10000
£ 300
£ 20000
([amount]*(23.2725/100)/12/(1-Math.pow(1+(23.2725/100)/12,-([term]*12))))
£

Representative Example

25.9% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 20.9% p.a. This would give a monthly repayment cost of £283.47 per month, with a total cost of credit of £7,017.84 (includes loan fee of £500) and a total amount repayable of £17,017.84.

All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.

From held back to lifted up

See how our users rise above debt & get better credit

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How Updraft works

Simple as 1-2-3

Why Updraft?

Join 850,000+

people taking control of their debt with Updraft

Free credit report

Review, understand, and improve your score.

Safe, secure, & regulated

Powered by Open Banking.

Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.

Money questions?

Our UK-based team is here to help.

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One app. Total control.

Track bills, build credit, cut debt.

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Credit score and report

Want to know where your credit stands? We’ve got you covered with a totally free credit score and report — right inside the Updraft app. It’s super handy for checking your credit history, spotting what you can improve, and keeping an eye on how you’re doing.

 

We make credit scores less confusing and help you take control of your finances.

Download the app and get your free report today.

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Budgeting via Open Banking

With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between. 

Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.

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