How Your Debt-to-Income Ratio Could Add £60,000 to Your Mortgage

Making a £60k credit card mistake? Lenders check your debt-to-income (DTI) ratio. Updraft explains how small debts affect your mortgage affordability.

This 64p Energy Bill Hack Could Save You £870 This Winter

This 64p energy bill hack could save you £870 this winter as the Oct 2025 price cap rises. Updraft explains how to swap and save.

Spooked by Spending? 5 Tricks to Tame Halloween Costs

Feeling spooked by high Halloween costs? Learn how to avoid overspending with 5 practical Halloween spending tips on costumes, decor, and parties from Updraft.

Consolidating Loans with Bad Credit

Find out how to consolidate loans with bad credit and improve approval chances with safer strategies.

Updraft Named One of the UK’s Top Fintech Companies for 2025

Updraft is honoured to be named one of the UK’s Top Fintech Companies 2025 by CNBC & Statista for alternative financing. Learn more.

Travel FOMO from Instagram & TikTok Fuels UK Credit Debt Spike

Is travel FOMO causing you to overspend? New data links social media to a 21% rise in UK credit card debt. Understand the psychology.

TikTok scam preys on Britain’s 600,000-strong driving test backlog with £400 fee

A £400 TikTok scam targets the 600k driving test backlog. Fraudsters are luring learners with fake licences. Learn the risks and stay safe.

Latest BNPL instalment options could increase debt-related stress by 17%

BNPL instalments could increase debt stress by 17%. Learn what it means.

Protect Your Money Abroad: The 5-Minute Credit Card Tip

Adjust one setting before holidaying abroad to protect your money and avoid extra costs.

BoE Rate Cut: Why Your 36% Credit Card APR Won’t Drop

Bank of England cuts rates, but 36 million still face 36% APR. Explore why costs remain high.