Updraft’s Guide to Consolidating Loans with Bad Credit

Juggling multiple credit card payments, overdrafts, loans, and other debts can feel overwhelming. It’s stressful, noisy, and can leave you feeling powerless. You’re working hard, but it feels like you’re not getting anywhere. At Updraft, we get it. We are on a mission to reshape the “debt help” space. We believe in helping you find […]

Personal Loans for Bad Credit: Your 2025 UK Guide to Getting Approved

Getting a personal loan with bad credit might feel impossible, especially if you have late payments, defaults, or even a bankruptcy in your history. The good news? Some lenders are willing to work with you.

From Bills to Thrills: How to Free Up Extra Cash Every Month

Your Personal Net Income is your total income after tax and other deductions. This is also known as your ‘take-home pay’. Your disposable income is what’s left after covering your essential monthly expenses—rent, bills, and other necessities. It’s the money you can spend, save, or invest as you choose. There are plenty of take-home pay […]

Paychecks Unpacked: What’s Really in an ‘Average’ Salary?

Let’s talk money—specifically, what goes into an average salary in the UK. If you’ve ever wondered how your paycheck stacks up, you’re not alone. Salary isn’t just a number; it’s shaped by factors like education, experience, location, and even gender. Does a Degree Really Pay Off? If you left school after A-levels, you’re likely earning […]