You're pre-approved for a new loan.
Please take 2 minutes to apply - we just need to check our offer is affordable.
Representative 24.6% APR
We'd love to help you again...
Like a yo-yo, you pay it down and somehow, it springs right back. Interest, fees, and never-ending minimum payments keep you stuck in the same frustrating cycle. At Updraft, we help you cut the string and stop the spin for good.
With another affordable loan, we aim to help you pay off even more of your expensive credit at a lower cost.
Helping you to get paid off faster and enjoy spending more on the things you love. No more juggling balances. No more backwards steps. Just a clear, simple way to move forward and stay there.
By consolidating existing borrowing, you may extend the term of your debt and increase the total amount you repay. Failure to make payments on time means you will pay additional interest and may make obtaining credit in the future more expensive and difficult.
From held back to lifted up
See how UK customers use Updraft’s debt consolidation loans to clear credit card debt.
Jon
Fast and reliable
Fast and reliable. Competitive interest rates for lower credit scores compared to other loan firms. Very good and easy to use app as well
November 6, 2025
emma maughab
Great experience very quick service
Great experience very quick service
November 6, 2025
Andrew Howe
Fantastic - very easy
Fantastic. From seeing an advert to having the money in the bank was just over 48 hours! Everything was so easy and we have now been able to pay off our credit card bills and save money on our mon...
November 6, 2025
Carole Ireson
So easy and being able to link my…
So easy and being able to link my account directly was so beneficial
November 6, 2025
Alexandra Dorward
Quick and the best part of it is you…
Quick and the best part of it is you get proper human interaction that can answer any questions you may have promptly.
November 6, 2025
SA
Amazing very easy application
Amazing very easy application Money came after 48 hours Stress free Hassle free
November 6, 2025
Lisa Thompson
Everything is clear and straight forward
Everything is clear and straight forward with Updraft. Borrowing money can be stressful but I didn't feel that way at all. 10/10 from me.
November 6, 2025
Susan Bredbere
Simple application .
Simple application .
November 5, 2025
Joshua Maynard
Excellent
Excellent. Quick decision.
November 5, 2025
Karen Phillips
Fantastic service
From start to finish I had a fantastic experience Ashley was great who dealt with my application. I was excepted and this has helped massively thank you. Now I can relax with with having everything...
November 5, 2025
Caroline Hewitt
Very quick and happy with the service
Very quick and happy with the service
November 5, 2025
Mr I
Solid experience
Amazing customer service
November 4, 2025
customer
Very simple and well explained process.
How easy every step was and stress free.
November 4, 2025
Cathy Chandler
Easy Process and informative
Easy Process and informative
November 4, 2025
Tom Ings
Fast and easy service
Fast and easy service, simple to navigate and for the funds I was after within a week of starting the application. The help on the app via the AI chat bot is awful, but the team are helpful and r...
November 4, 2025
Hannah Gillespie
Easy application and quick decision.
Easy application and quick decision.
November 4, 2025
Dawn Brown
Easy and quick
Very clear, easy and quick correspondents.
November 4, 2025
Brian
Very easy to manage
Very easy to manage Like the idea of paying cards before money recieved
November 3, 2025
Kevin Mccann
Helped me pay off debt and everything…
Helped me pay off debt and everything done quickly.
November 3, 2025
customer
perfect and straight forward
perfect and straight forward
November 3, 2025
Rated 4.7 stars
Here’s what you’ll need to apply
You’ll need to be aged between 18 & 72 years old with a history of using credit.
You’ll need to receive an annual income of at least £10,000 from employment or a pension.
Should you accept a loan offer, you will need a supported mobile device to download our app and manage your loan. Your mobile device must be running iOS 16 or later, or Android version 7.0 or later.
By proceeding with checking eligibility, you are agreeing to receive documentation (including any loan documentation) digitally through the Updraft app and to your email address.
You also acknowledge, should you accept a loan offer, you will only be able to manage this via the Updraft app.
Updraft Awards & Recognition
Recognised for helping UK borrowers take control of debt.
