You're pre-approved for a new loan.
Please take 2 minutes to apply - we just need to check our offer is affordable.
Representative 24.6% APR
We'd love to help you again...
Like a yo-yo, you pay it down and somehow, it springs right back. Interest, fees, and never-ending minimum payments keep you stuck in the same frustrating cycle. At Updraft, we help you cut the string and stop the spin for good.
With another affordable loan, we aim to help you pay off even more of your expensive credit at a lower cost.
Helping you to get paid off faster and enjoy spending more on the things you love. No more juggling balances. No more backwards steps. Just a clear, simple way to move forward and stay there.
By consolidating existing borrowing, you may extend the term of your debt and increase the total amount you repay. Failure to make payments on time means you will pay additional interest and may make obtaining credit in the future more expensive and difficult.
From held back to lifted up
See how UK customers use Updraft’s debt consolidation loans to clear credit card debt.
stephen Harrison
Easy process
Easy process
February 8, 2026
Jonathan
Fast easy no hassle
Fast easy no hassle
February 8, 2026
John Gregory
Amazing support throughout
Amazing support throughout. Fantastic to be able to pay card directly. Saving over £240 per month and half the interest i would have paid with the credit card. Definitely recommended and the app ...
February 7, 2026
customer
It’s been a great very quick and…
It’s been a great very quick and efficient experience
February 7, 2026
Guest
So easy to work with and use the website
So easy to work with and use the website
February 7, 2026
Lee Thompson
Really easy to use great service easy…
Really easy to use great service easy process
February 7, 2026
Shaun Mcgee
It was quick and easy
It was quick and easy
February 7, 2026
Michael Daly
The company delivered on time and the…
The company delivered on time and the rate given was very reasonable compared with other lenders.
February 7, 2026
Anne Turner
User friendly website
The website was easy to use and good correspondence throughout.
February 6, 2026
Rosemary Carroll
Very easy to apply ..great communication
Very easy to apply ..great communication
February 6, 2026
Customer
Easy application and very fast response
Easy application and very fast response
February 6, 2026
Maria Ramos
Simple and easy.
Simple and easy.. Not complicated, and speedy reply. The best so far to deal with when needing a loan. Thank you.
February 6, 2026
Natasha
Very quick and easy to process
Very quick and easy to process
February 6, 2026
Edward Haines
I was absolutely drowning in dept had…
I was absolutely drowning in dept had no money, tried multiple companies for a loan to consolidate my dept all had outrageous interest rates!!!! Seen updraft on TikTok gave it a look and oh what a ...
February 6, 2026
Godelive Kulimushi
That you are excellent
Your help is excellent
February 6, 2026
Mofe Uvwoh
Process was smooth
Process was smooth
February 6, 2026
Cyril
It was a quick application process
It was a quick application process. Thank you.
February 6, 2026
Narvin
Great service
Great service
February 6, 2026
Jonathan Haacke
I’ve only just started with Updraft
I’ve only just started with Updraft, so I can’t say too much yet. I applied for the loan to pay off my credit cards. The whole application process is done through the app, which I found difficult t...
February 6, 2026
Rated 4.8 stars
Here’s what you’ll need to apply
You’ll need to be aged between 18 & 72 years old with a history of using credit.
You’ll need to receive an annual income of at least £10,000 from employment or a pension.
Should you accept a loan offer, you will need a supported mobile device to download our app and manage your loan. Your mobile device must be running iOS 16 or later, or Android version 7.0 or later.
By proceeding with checking eligibility, you are agreeing to receive documentation (including any loan documentation) digitally through the Updraft app and to your email address.
You also acknowledge, should you accept a loan offer, you will only be able to manage this via the Updraft app.
Updraft Awards & Recognition
Recognised for helping UK borrowers take control of debt.
