Lower cost loans with lightning-fast approval.
Check your eligibility on our app - it will have no impact on your credit score.
We’ll always aim to lower the cost of your existing borrowings & simplify your monthly payments by consolidating them into one.
Representative 22.9% APR. Eligibility depends on status & affordability; accepting a loan triggers a hard search. Savings assumes a new consolidated loan payment with lower interest rate vs. minimum credit card payment.
Pay off fairer, Pay off faster
Simplify Your Spending
One loan, one simple monthly payment.
Pay off Existing Credit
No Fees
Make overpayments or settle early with absolutely zero fees.
Unrivalled Support & Security
UK based, here when you need us.
Responsible Lending
We ensure your loan is affordable & meets your needs everytime.
App based support
Message us anytime, & we’ll be ready to help.
Your Loan, Your Way
Select an amount & term that suits you.
Customisable Loans
What you need, when you need it. A flexible way to setup your loan.
Clear Terms
Hassle-free language & full clarity on what you’ll pay over your loan term.
We've helped customers just like you lower their costs & pay off more than £250 million of existing credit.
Check your eligibility with no impact on your credit score
Simplify your credit costs, one loan, one monthly payment
Fairscore Ltd (trading as “Updraft”) is registered in England. Our registered company number is 10868865 and our registered office is at 20-22 Wenlock Road, London, N1 7GU. We are authorised and regulated by the Financial Conduct Authority under firm reference number 810923.
Updraft is acting as an agent of TrueLayer, who is providing the regulated Account Information Service and is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 (firm reference number 901096).