Rated 4.6 on Trustpilot

Lower cost loans with lightning-fast approval.

Check your eligibility on our app - it will have no impact on your credit score.

We’ll always aim to lower the cost of your existing borrowings & simplify your monthly payments by consolidating them into one. 

Representative 22.9% APR. Eligibility depends on status & affordability; accepting a loan triggers a hard search. Savings assumes a new consolidated loan payment with lower interest rate vs. minimum credit card payment.

Pay off fairer, Pay off faster

Simplify Your Spending

One loan, one simple monthly payment.

Pay off Existing Credit

Utilise our loans to clear up existing high-interest credit.

No Fees

Make overpayments or settle early with absolutely zero fees.

Unrivalled Support & Security

UK based, here when you need us.

Responsible Lending

We ensure your loan is affordable & meets your needs everytime.

App based support

Message us anytime, & we’ll be ready to help.

Your Loan, Your Way

Select an amount & term that suits you.

Customisable Loans

What you need, when you need it. A flexible way to setup your loan.

Clear Terms

Hassle-free language & full clarity on what you’ll pay over your loan term.

We've helped customers just like you lower their costs & pay off more than £250 million of existing credit.

Check your eligibility with no impact on your credit score

Sarah utilised a personalised loan plan, clearing high-interest debts.

Simplify your credit costs, one loan, one monthly payment

Free from debt, Sarah now easily manages her monthly expenses.

Fairscore Ltd (trading as “Updraft”) is registered in England. Our registered company number is 10868865 and our registered office is at 20-22 Wenlock Road, London, N1 7GU. We are authorised and regulated by the Financial Conduct Authority under firm reference number 810923.

Updraft is acting as an agent of TrueLayer, who is providing the regulated Account Information Service and is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 (firm reference number 901096).