Tired of credit card chaos? One loan, one payment, less stress.
25.9% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 20.9% p.a. This would give a monthly repayment cost of £283.47 per month, with a total cost of credit of £7,017.84 (includes loan fee of £500) and a total amount repayable of £17,017.84.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
Fast, quick and easy! Highly reccomended and helped me out so much! Thanks troops!
June 9, 2025
Easy approval process. There are no early repayment fees, which makes it one of the best products on the market.
June 8, 2025
Really easy and user friendly. Lots of information available so you can make sure you’re taking out the right loan for you. Great communication! Thank you!
June 8, 2025
Such an easy process and an affordable interest rate compared to that of my credit cards! So glad I discovered Updraft!
June 8, 2025
quick approval and quick transfer of funds
June 7, 2025
Quick and easy
June 7, 2025
So i had never heard of updraft. But I was looking for a debt consolidation loan, so I search Google and updraft came. I applied, connected my account, and with in 30 mins, I had got a decision. I...
June 6, 2025
Simple easy and flexible
June 6, 2025
Very speedy, no issues.
June 6, 2025
I really thought it would be a long drawn out process with a big fat no at the end but after a couple of days it was approved and Money in the bank in 48 hours. Within 2 hours I’d payed off 5 credi...
June 5, 2025
Easy and quick to do!
June 5, 2025
Very understanding, quick response.
June 5, 2025
Friendly, very helpful staff who kept me updated and informed all the way. Would recommend without hesitation.
June 5, 2025
Great communication and a very easy process from start to finish, they gave me a much better interest rate than my bank and transferred the money quickly. A big thank you for Ashley especially.
June 4, 2025
Excellent secure site using the same encryption as the major banks. Website and app are first class, easy to navigate. Everything, t&c's etc are very clear.
June 4, 2025
Was really quick and simple to use Updraft to check if I would be eligible for a loan and they are good with their communication so far. All documentation is informative.
June 4, 2025
Easy to use and sign up, great correspondence from the team
June 4, 2025
EDIT: Loan received two days after, i would give this 5 stars only if there wasnt a lack of communication. Otherwise easy process although if there a tad bit more communication then that would be p...
June 3, 2025
Great team great outcomes
June 3, 2025
Enter a few details about yourself, your earnings and outgoings
Connect your bank to Updraft so we can verify your identity and income
If approved, customise your loan and we’ll send you the funds
Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
Want to know where your credit stands? We’ve got you covered with a totally free credit score and report — right inside the Updraft app. It’s super handy for checking your credit history, spotting what you can improve, and keeping an eye on how you’re doing.
We make credit scores less confusing and help you take control of your finances.
Download the app and get your free report today.
With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between.
Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.