A loan to pay off credit cards
Updraft aims to help reduce your debt with a single monthly loan payment.
Representative Example
25.9% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 20.9% p.a. This would give a monthly repayment cost of £283.47 per month, with a total cost of credit of £7,017.84 (includes loan fee of £500) and a total amount repayable of £17,017.84.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
Changes that paid off
Our customers love what we do and we love doing it
Tracey Eastland
Really easy and quick to apply and set…
Really easy and quick to apply and set up my account
April 24, 2025
Craig judge
Helpful and effortless service
Helpful and effortless service. Would definitely recommend
April 24, 2025
Alice Bissell
These guys are amazing
These guys are amazing! They’ve solved my money issues. Thank you thank you thank you!
April 24, 2025
Mrs Salmon
Very good experience
Very good experience
April 24, 2025
Trevor Johnson
It was quick and very simple
It was quick and very simple
April 24, 2025
Fiona
Easy to apply
Easy to apply. Payment arrived quickly
April 24, 2025
Julie Livingston
Excellent service and very speedy…
Excellent service and very speedy turnaround. Would highly recommend.
April 23, 2025
Louise Mitchell
Took a few days but got there in the…
Took a few days but got there in the end Thanks again to staff for support
April 23, 2025
Stevie
Updraft.com
Very efficient ,but warm friendly interactions.Customer service has been very good and super friendly .Very positive experience .
April 23, 2025
Brian Johnston
very easy application
very easy application
April 23, 2025
Aron Draper
Rather simple process
Rather simple process. Id seen Updraft quite a few times advertised but either ignored it or didn't think it was relevant at the time. I decided to sit down and work out an estimated amount I owe...
April 22, 2025
Emmanuel
Fast service
Fast service
April 22, 2025
Michael Brown
I had to consolidate my credit card and…
I had to consolidate my credit card and loan. And updraft gave a me a way to quickly do so. With a decent interest rate.
April 22, 2025
Lee Farnell
Hassle free
Really simple process, very fast application, no long waits, no awkward questions just a simple form, properly hassle free. Slight delay for funds compared to same day pay out companies but still s...
April 22, 2025
Bf
Updraft gave me a chance
Updraft helped me to consolidate expensive credit card debts when no other main lenders would consider me- this has made a huge impact and has helped me so much to clear my debts faster! Super easy...
April 22, 2025
Mrs Salmon
Very happy with the service
Very happy with the service
April 21, 2025
Fiona
Easy to apply all done in under 1 hour
Easy to apply all done in under 1 hour
April 21, 2025
Malinie Naidoo
Straight forward process
The process was upfront, straight forward and therefore easy. It allowed me to clearly assess the cost against existing credit cards and the savings I'd be making by taking an updraft loan. Plus fo...
April 20, 2025
Edmund Jones
The application process was very…
The application process was very straight forward, easy to navigate and I had a very timely response. The help I got was very considerate and fair.
April 19, 2025
Kim
Very helpful and good customer service
Very helpful and good customer service
April 18, 2025
Rated 4.8 stars
Why Updraft?
Free credit report
See the areas to improve
Credit score and report
Want to know where your credit stands? We’ve got you covered with a totally free credit score and report. It’s super handy for checking your full credit history, spotting what you can improve, and keeping an eye on how you’re doing.
We’re making credit scores less confusing and helping you get a grip on your finances, so you can make changes that pay off.
Safely link your bank
Open banking
See all of your accounts and credit cards in a single app, allowing you to see what’s costing you the most.
Budgeting via Open Banking
With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between.
Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.
Get the app!
Freedom in your pocket
Download Updraft
Scan the QR code on your device
