Tired of credit card chaos? One loan, one payment, less stress.
24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
Super efficient. Great rates! Would highly recommend this service to anyone.
August 17, 2025
Very competitive interest rate and loan amount considering my circumstances.
August 16, 2025
Updraft has been a truly brilliant financial service. It allowed me to pay off my existing borrowing, close those accounts, and now focus on just one manageable payment at a much lower APR. This ha...
August 16, 2025
Fast efficient service with excellent customer service
August 16, 2025
Very handy 👍
August 16, 2025
The whole experience was excellent. They took into account that I was clearing credit cards and the payments were more than affordable. The interest rate was good.
August 15, 2025
Easy simple and great interest rate
August 15, 2025
5 stars!!! Brilliant service easy to use got an offer within minutes of my application.
August 15, 2025
It was very simple! I got a loan to consolidate some higher interest charges! Probably saved me over £1000 in interest
August 15, 2025
Fast, friendly and efficient! I was clearly informed at every step of the way!
August 15, 2025
Absolutely amazing and stress free from begining to end, I cannot fault this company. Highly recommended! Best Loan provider on the market!
August 15, 2025
Really easy to deal with
August 14, 2025
Quick and easy to use, decision is made quickly and funds made available shortly after. Stress free and would recommend
August 14, 2025
Easy to apply great rates
August 14, 2025
It was a simple process. They said; provide your details and some financial information and we’ll see what we can do. That’s what they did and it was easy so thank you Updraft
August 13, 2025
Am already with updraft and I highly recommend them. The service is so good. Very helpful and efficient. And the app is so easy to use. Its made very simple instead of jargon which I really like. S...
August 13, 2025
Very simple to use and suitable for any needs.
August 13, 2025
Really quick and helpful lovely friendly service many thanks .
August 13, 2025
Enter a few details about yourself, your earnings and outgoings
Connect your bank to Updraft so we can verify your identity and income
If approved, customise your loan and we’ll send you the funds
Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
Want to know where your credit stands? We’ve got you covered with a totally free credit score and report — right inside the Updraft app. It’s super handy for checking your credit history, spotting what you can improve, and keeping an eye on how you’re doing.
We make credit scores less confusing and help you take control of your finances.
Download the app and get your free report today.
With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between.
Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.