A loan to pay off credit cards
Tired of credit card chaos? One loan, one payment, less stress.
Representative Example
24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
From held back to lifted up
See how our users rise above debt & get better credit
cinch customer
Really easy to use
Really easy to use. Will definitely help sort my financial situation out.
October 1, 2025
Sarah Tuckwood
Easy to use
Easy to use. Fast service.
October 1, 2025
Charlotte Evans-Young
Very good process…
Very good, application process was simple. All communication I have had with the company (Ashley) has been very good and checking in regularly.
October 1, 2025
Allen
Excellent company to work with fast…
Excellent company to work with fast smooth transition
October 1, 2025
Bhumiraj Rai and Shanti Rai
Less hastle
Less hastle, everything was done online and with ease. To an extent, my loan was approved easily. Response of my querries were dealt promptly.
September 30, 2025
odette wilson
Quick and easy response
Quick and easy response
September 30, 2025
Shafik T
Truly life-changing
Truly life-changing. Thank you to everyone on the Updraft team that have a service of world class calibre and genuine honesty. The loan service is genuine and I can assure you, you will not find a ...
September 30, 2025
Neil T
Absolutely brilliant really quick and…
Absolutely brilliant really quick and easy probably one of my favourite companies I’ve used Really enjoyed the process
September 29, 2025
Lee Mason
Great communication
Great communication
September 29, 2025
Mr Stuart Scott
Great company
Great company
September 29, 2025
Kim Matharu
The experience was simple and easy
The experience was simple and easy
September 28, 2025
Paul Draper
Excellent service easy and…
Excellent service easy and straightforward. Thank you
September 28, 2025
customer
Easy to talk too and sorted so quick no…
Easy to talk too and sorted so quick no worries no hassle
September 28, 2025
Consumer
Smooth transaction from start to end
Smooth transaction from start to end. No hassle when compared to other lending companies.
September 28, 2025
Ali f
Easy to apply
Easy to apply
September 27, 2025
Dylan Boyle
Good
Follow through with there agreements
September 27, 2025
Callum Hopper
Really simple to apply and use and the…
Really simple to apply and use and the pay back rates are pretty good as well
September 27, 2025
sara stocker
They are easy to use and set up and…
They are easy to use and set up and respond quickly
September 27, 2025
Vicky
Quick and easy to use
Quick and easy to use
September 26, 2025
Rated 4.7 stars
Why Updraft?
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Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
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