Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
Credit Card Balance
Credit Card APR (%)
How much do you pay monthly?
26.5% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 21.9% p.a. This would give a monthly repayment cost of £286.65 per month, with a total cost of credit of £7,198.74 (includes loan fee of £400) and a total amount repayable of £17,198.74.
From held back to lifted up
See how our users rise above debt & get better credit
Sue McKerlie
So simple and a great experience
So simple and a great experience
July 7, 2025
Alison Bullous
Great service
Great service, hassle free would highly recommend.
July 7, 2025
gary law
great company
such a great easy process from start to finish great communication highly recommend this company
July 6, 2025
Debra Martin
Absolutely fantastic company
Absolutely fantastic company. Its easy to apply. I feel releaved that a company like updraft are around to help people. 100% trustworthy.
July 6, 2025
Joanne
Everything was done and set quickly
Everything was done and set up quickly. I had money in my account the next. Would really recommend 👌
July 5, 2025
K D
The only placed that approved me
Thank you, I can start trying to get on top of my credit card debt.
July 5, 2025
Toby
The service they provide is…
The service they provide is outstanding. The decision was fast and money in the bank the next day. I would recommend them if you need to consolidate your debit into one.
July 5, 2025
Russell.normansky.com Nor
Really good company to deal with
Really good company to deal with, my second loan to pay off one that was more expensive with another company. Excellent service
July 4, 2025
Saeeda akhtar
Straightforward and speedy access to…
Straightforward and speedy access to funds.
July 4, 2025
Shahnaz Ahmed
Absolutely amazing!
Absolutely amazing! Updraft knows when people can make repayments realistically. Def worth applying with them. They have brought some ease for a few people Thank you!
July 4, 2025
Mr Richard Portman
Simple and professional application
Communication with Ashley was easy and professional. Application was straight forward as well. Would happily recommend.
July 3, 2025
Jacqui Mcgill
Highly recommend
No hassle. Quick decision and payout
July 3, 2025
Stacey Coffey
Easy to apply and quick decision
Easy to apply and quick decision
July 3, 2025
Toby
Smoth and fast
Smoth and fast. Good service, very satisfied.
July 2, 2025
Code Red
I got an answer very quick,the app is…
I got an answer very quick,the app is easy to use
July 1, 2025
David Wraith
Excellent customer service
Excellent customer service
July 1, 2025
mr.M
amazing
amazing , helped me
July 1, 2025
jamie simpson
Really quick decision
Really quick decision. Money in my account within 24 hours
June 30, 2025
Will
Helpful company to sort finances
The website is easy to use and navigate. Got a quick decision and the staff were friendly and quick to respond to emails. Money received within a few days.
June 30, 2025
Tiktok Moments
Really simple to use and very quick to…
Really simple to use and very quick to set up very impressed with the service.
June 30, 2025
Rated 4.8 stars