Money Talk
Repayment strategies, budgeting tips, and UK borrowing data you can act on.
October 13, 2026
Many people stick to minimum payments to keep their accounts in good standing. However, overpaying your credit card balance is a powerful strategy to reduce ...
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October 7, 2026
Don't let festive spending ruin your January. Use our free Christmas Budget Calculator to set a sensible spending limit based on your salary, not just ...
October 6, 2026
Many people stick to minimum payments to keep their accounts in good standing. However, overpaying your credit card balance is a powerful strategy to reduce ...
October 5, 2026
Many people stick to minimum payments to keep their accounts in good standing. However, overpaying your credit card balance is a powerful strategy to reduce ...
October 4, 2026
Many people stick to minimum payments to keep their accounts in good standing. However, overpaying your credit card balance is a powerful strategy to reduce ...
September 30, 2026
Many people stick to minimum payments to keep their accounts in good standing. However, overpaying your credit card balance is a powerful strategy to reduce ...
September 28, 2026
Updraft helps people pay off credit card debt. Now we're one of the UK's 100 fastest growing companies for the second year running in the ...
September 25, 2026
Many people stick to minimum payments to keep their accounts in good standing. However, overpaying your credit card balance is a powerful strategy to reduce ...
September 24, 2026
Updraft helps people pay off credit card debt. Now we're one of the UK's 100 fastest growing companies for the second year running in the ...
September 9, 2026
Many people stick to minimum payments to keep their accounts in good standing. However, overpaying your credit card balance is a powerful strategy to reduce ...
August 25, 2026
From this September most primary schools can require no more than three branded uniform items. A survey found 48% of parents had not heard. Here ...
August 19, 2026
Most wedding-saving advice targets favours and table numbers, which barely move the total. Here are five changes that do, starting with the date rather than ...
August 13, 2026
Beans on toast has risen 1,233% in price since 1996. Updraft's research ranks the UK's favourite meals by cost increase, and what that means when ...
July 15, 2026
Updraft helps people pay off credit card debt. Now we're one of the UK's 100 fastest growing companies for the second year running in the ...
June 29, 2026
Updraft, which helps people pay off credit card debt, took a double win at the 2026 Credit Awards, including Best Marketing Campaign of the Year.
June 2, 2026
Updraft has been voted best personal finance app at the British Bank Awards 2026, chosen by customers through more than 229,000 reviews on Smart Money ...
May 6, 2026
Updraft research reveals that in 2026, the UK will flush £60 billion down the drain in interest payments, which don't pay off a penny of ...
April 28, 2026
Brits are set to pay £60.9bn in interest in 2026 - and not a penny reduces the debt. Explore the numbers behind Britain's debt drain.
April 23, 2026
Nearly half a million people left their last tax return until the final day. With HMRC's new Making Tax Digital rules landing in April 2026, ...
February 23, 2026
Considering a loan to clear credit cards? Learn how consolidation works and if it is the right path to financial freedom for you.
February 23, 2026
High interest rates and complex credit systems can make you feel like you're standing still. Break the cycle with our practical guide to auditing your ...
February 16, 2026
Your credit report is your financial CV, acting as the primary record lenders use to assess your reliability . This guide demystifies the information held ...
February 9, 2026
When debt feels overwhelming, formal legal solutions like an IVA or bankruptcy can offer a way to write off unaffordable debt and make a fresh ...
February 2, 2026
Visualising the finish line is the first step to financial freedom. Our free debt payoff calculator shows you exactly how small, consistent extra payments directly ...
January 26, 2026
Improving your credit score doesn't have to be a mystery. While building a top-tier score takes time, high-impact actions like registering on the electoral roll ...
January 21, 2026
January 2026 is seeing a surge in holiday bookings funded by BNPL. While tempting, these schemes can impact credit scores. Discover how to use credit ...
January 19, 2026
Many people stick to minimum payments to keep their accounts in good standing. However, overpaying your credit card balance is a powerful strategy to reduce ...
January 7, 2026
Taking control of your finances starts with one simple action: creating a budget. This guide provides a simple budget template UK families and individuals can ...
January 6, 2026
Not all credit checks are the same. This guide explains the differences between soft and hard credit searches, their impact on your score, and how ...
January 6, 2026
Discover the role of the UK's three main credit reference agencies. Learn how Experian, Equifax, and TransUnion track your financial history and how you can ...
Updraft is authorised and regulated by the Financial Conduct Authority under firm reference number 810923.
Fairscore Ltd (trading as “Updraft”) is registered in England. Our registered company number is 10868865 and our registered office is at 20-22 Wenlock Road, London, N1 7GU. Updraft is acting as an agent of TrueLayer, who is providing the regulated Account Information Service and is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 (firm reference number 901096).
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