Your goal is to love life.
Ours is to lower the cost of it.
With Updraft Credit it's easy to save time and money. There's zero early settlement fees and checking eligibility has no impact on your credit score.
Rated 4.6 stars on TrustPilot
If you choose to accept a loan, a hard search will be reported on your credit file.
Find out how much we can save you
Add your credit card balance along with the interest rate you’re being charged and we’ll do the maths for you.
Start by using the sliders
Enter your credit card balance and APR amount to instantly see your savings!
You could be saving
And pay off your cards
0
With monthly payments of
Great News
You can potentially save on this Credit Card with Updraft Credit. Paying off over a longer term and at a lower interest rate means you’ll pay less each month than your current fixed amount.
Let's work it out
It doesn’t look like we can help here, you’re already doing too good of a job.
Whoops!
The minimum payment is not enough
These are based on a fixed term loan vs minimum payments paid on a credit card and/or continued spend on a credit card or a reduced interest rate over a similar term for a fixed term loan product. Savings may be the result of a lower interest rate and / or repaying the outstanding debt over a shorter term which could lead to you paying less interest overall.
By consolidating existing borrowing, you may extend the term of your debt and increase the total amount you repay.
Representative Example
To borrow £3,000 over 36 months with a representative APR of 22.9% (fixed) will cost £116.02 per month, with a total cost of credit of £1,176.70 and a total amount payable of £4,176.70. All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
Checking eligibility won't hurt your credit score
Step 1
Enter a few details about yourself, your earnings and outgoings.
Step 2
Connect your bank to Updraft so we can verify your identity and income.
Step 3
If approved, customise your loan and we’ll send the funds to your connected bank
If you choose to accept a loan, a hard search will be reported on your credit file.
Payoff Fair
we use your bank & credit profile to offer lower, fairer loan rates
Payoff Free
absolutely zero charges for over payments or settling early
Payoff People
lovely humans, here to help you understand what to payoff and why
Scan the QR code to join 350,000 others in the Updraft community.
You’ll find us in the App Store & Google Play now
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