Tired of credit card chaos? One loan, one payment, less stress.
24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
Good to deal with quick and easy
October 4, 2025
great and swift response
October 4, 2025
I was expecting the loan to arrive in my account in five days as they advised but it came earlier. I was therefore able to sort out my finances earlier than expected. I was also surprised at the am...
October 4, 2025
Professional, easy to understand and quick to make a decision
October 3, 2025
⭐️⭐️⭐️⭐️⭐️ “Helped me get back in control of my finances” I took an Updraft loan to clear several high-interest credit cards and it was one of the best decisions I’ve made. The process was smooth ...
October 3, 2025
So far so good
October 3, 2025
Updraft are amazing. They are always accommodating to situations, and their customer service is excellent. Thanks
October 3, 2025
Nice and easy clear to use
October 3, 2025
Got an offer and was happy with the rate done it in the early hours of Saturday morning it went to the underwriters and was confirmed mid morning Saturday and the money was in my bank before the en...
October 2, 2025
Easy and quick to set up
October 2, 2025
Really easy to use, just takes a while to actually pay out the loan
October 2, 2025
Amazing service
October 2, 2025
Easy navigation with the application process.
October 2, 2025
Really easy to use. Will definitely help sort my financial situation out.
October 1, 2025
Easy to use. Fast service.
October 1, 2025
Very good, application process was simple. All communication I have had with the company (Ashley) has been very good and checking in regularly.
October 1, 2025
Excellent company to work with fast smooth transition
October 1, 2025
Less hastle, everything was done online and with ease. To an extent, my loan was approved easily. Response of my querries were dealt promptly.
September 30, 2025
Quick and easy response
September 30, 2025
Truly life-changing. Thank you to everyone on the Updraft team that have a service of world class calibre and genuine honesty. The loan service is genuine and I can assure you, you will not find a ...
September 30, 2025
Enter a few details about yourself, your earnings and outgoings
Connect your bank to Updraft so we can verify your identity and income
If approved, customise your loan and we’ll send you the funds
Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
Want to know where your credit stands? We’ve got you covered with a totally free credit score and report — right inside the Updraft app. It’s super handy for checking your credit history, spotting what you can improve, and keeping an eye on how you’re doing.
We make credit scores less confusing and help you take control of your finances.
Download the app and get your free report today.
With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between.
Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.