You're pre-approved for a new loan.
Please take 2 minutes to apply - we just need to check our offer is affordable.
Representative 24.6% APR
We'd love to help you again...
Like a yo-yo, you pay it down and somehow, it springs right back. Interest, fees, and never-ending minimum payments keep you stuck in the same frustrating cycle. At Updraft, we help you cut the string and stop the spin for good.
With another affordable loan, we aim to help you pay off even more of your expensive credit at a lower cost.
Helping you to get paid off faster and enjoy spending more on the things you love. No more juggling balances. No more backwards steps. Just a clear, simple way to move forward and stay there.
By consolidating existing borrowing, you may extend the term of your debt and increase the total amount you repay. Failure to make payments on time means you will pay additional interest and may make obtaining credit in the future more expensive and difficult.
From held back to lifted up
See how UK customers use Updraft’s debt consolidation loans to clear credit card debt.
Alex MacGregor
Very straightforward process.
Very straightforward process.
December 7, 2025
Neil G
One or two technical issues which they…
One or two technical issues which they solved- overall very pleased
December 6, 2025
PD
I was surprised that the decision was…
I was surprised that the decision was quite quick. Although the deposit to my bank account took a few days but nevertheless, my application went smoothly and they aimed to respond to my messages wi...
December 6, 2025
Geoffrey Bradley
Excellent
Very easy and very quick. 10/10 again
December 5, 2025
Klaudia Sliwa
Great
Great! All straightforward and clear. Thank you
December 5, 2025
karen thompson
very good,helped me loads
very good,helped me loads
December 5, 2025
Mark Platten
The whole process was very smooth and…
The whole process was very smooth and straight forward
December 5, 2025
Mr Lanza
The process was really quick
The process was really quick with just a couple of extra emails to check that things were right for me and it was sorted. The funds were available quickly and some paid direct to things I wanted pa...
December 5, 2025
Laura Pond
Helped me out
Helped me out, when others couldn’t. Really happy 😆
December 4, 2025
Mrs deborah ball-summerhayes
Hassle free loan that was tailored to…
Hassle free loan that was tailored to my needs.
December 4, 2025
Andrew Howard
Easy and quick
Easy and quick with a clear description on the decision.
December 4, 2025
Tommy
really easy and better than i expected
really easy and straight forward to apply, i got a quick responce from them and the website was simple enough to navigate. to top this off the offer i got was better than i expected
December 4, 2025
Elaine
Everything went so smoothly from start…
Everything went so smoothly from start to finish
December 4, 2025
Elena Busuioc
Fast and easy application
Fast and easy application
December 4, 2025
THE BIN
The Best of Best 👌
The Best of Best 👌
December 4, 2025
..
Always very good to work with
Always very good to work with
December 4, 2025
Achille Togbeto
Very quick and efficient lender!
Very quick and efficient lender!
December 3, 2025
Davy
Great service
Great service. Very easy to apply for and your kept informed each step of the way. Funds were available quickly and the app has all the info you need at your finger tips.
December 3, 2025
Gail
Very quick at accepting very helpful🙂
Very quick at accepting very helpful🙂
December 3, 2025
Jopert de la Cruz
Superb easy and informational on the…
Superb easy and informational on the application
December 2, 2025
Rated 4.8 stars
Here’s what you’ll need to apply
You’ll need to be aged between 18 & 72 years old with a history of using credit.
You’ll need to receive an annual income of at least £10,000 from employment or a pension.
Should you accept a loan offer, you will need a supported mobile device to download our app and manage your loan. Your mobile device must be running iOS 16 or later, or Android version 7.0 or later.
By proceeding with checking eligibility, you are agreeing to receive documentation (including any loan documentation) digitally through the Updraft app and to your email address.
You also acknowledge, should you accept a loan offer, you will only be able to manage this via the Updraft app.
Updraft Awards & Recognition
Recognised for helping UK borrowers take control of debt.
