Tired of credit card chaos? One loan, one payment, less stress.
26.5% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 21.9% p.a. This would give a monthly repayment cost of £286.65 per month, with a total cost of credit of £7,198.74 (includes loan fee of £400) and a total amount repayable of £17,198.74.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
A genuinely brilliant financial service. Updraft has enabled me to pay my existing borrowing, enabling me to complete and close those accounts, and now focus on one payment, at a lesser APR. It has...
August 7, 2025
The Stress of paying overdraft every single month and still seeing you minus 1 day after payday is so frustrating... So after sit-down and seeing loans, overdraft and others debits I decided to try...
August 7, 2025
Awesome company to work with . No fuss , no hassle . Process is so quick and efficient.
August 7, 2025
From start to finish the staff were fantastic....kept me informed and did everything they could when my bank would not connect....so we got over that hurdle and that was it....money was in account ...
August 6, 2025
Super quick and easy. I wasn’t given the total amount needed but the amount i have been offered will significantly reduce my monthly outgoings
August 6, 2025
Excellent company to deal with, no problems, reasonable interest rate
August 6, 2025
Very good customer services thanks
August 5, 2025
Easy website to use, application process was easy too, less than 5 minutes. Acceptance was quick and the money was in my bank within 24hrs.
August 5, 2025
Quick service
August 5, 2025
Excellent, quick and easy.
August 4, 2025
Just all round clear and helpful, easy steps throughout.
August 4, 2025
Super easy, money received and no judgement at past history. Looked at me as a person and not a statistic so unusually refreshing!
August 4, 2025
Fantastic service, quick application, fair decision and fast payout. Highly recommend
August 3, 2025
Very impressed by the whole experience. I didn’t get a decision straight away but it was in under a week and I was very happy with both the amount offered and the interest rate charged. This means ...
August 3, 2025
I’d never dealt with Updraft before, but so far I must say that I would happily recommend their service to friends and family. Nice and simple, very clear too.
August 3, 2025
Excelente experience and very efficient service thanks
August 2, 2025
Really easy to use, money paid into my account within 24hrs.
August 1, 2025
Very good and thorough application process I was rejected a while go before being accepted shows they take the responsibility as a responsible lender very seriously will help me lower my monthly ou...
August 1, 2025
Enter a few details about yourself, your earnings and outgoings
Connect your bank to Updraft so we can verify your identity and income
If approved, customise your loan and we’ll send you the funds
Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
Want to know where your credit stands? We’ve got you covered with a totally free credit score and report — right inside the Updraft app. It’s super handy for checking your credit history, spotting what you can improve, and keeping an eye on how you’re doing.
We make credit scores less confusing and help you take control of your finances.
Download the app and get your free report today.
With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between.
Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.