A loan to pay off credit cards
Tired of credit card chaos? One loan, one payment, less stress.
Representative Example
24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
From held back to lifted up
See how our users rise above debt & get better credit
Keith Jones
First class service from our friends at Updraft
Really friendly people who go out their way to help. If they can, they will.
October 6, 2025
Bogdan Pana
Best team ever
Best team ever. Very easy to apply and very fast forward process. Thanka Updraft team
October 6, 2025
Erasmus Larbi
Fantastic experience
Fantastic experience. No messing around
October 6, 2025
Christopher Kalyango
The simplicity and swiftness.... Updraft
The simplicity and swiftness, the way how straightforward the process is, No hustle, no stupid questions,
October 6, 2025
Jade
So simple
So simple, so easy to apply. No hassle, so quick to apply
October 5, 2025
Sam
Brilliant service from updraft,exceeded…
Brilliant service from updraft,exceeded my expectations.the whole process took only a few days and money was in my account within a 3 days. Very happy customer and based on my positive experience ...
October 5, 2025
Napattaramon Moleekool
Very easy to set up and so fast to get…
Very easy to set up and so fast to get approved
October 5, 2025
Andrew Woodhouse
Simple process!
A good service, helpful staff, thanks for the assistance
October 5, 2025
Julie
Would recommend this company if you are…
Would recommend this company if you are trying to take control of your debt and balance your finances. The information provided is very clear and communication is very good.
October 5, 2025
customer
Loan
Good to deal with quick and easy
October 4, 2025
Francis Nyamhunga
great and swift response
great and swift response
October 4, 2025
Mia Azicate
Finances getting sorted.
I was expecting the loan to arrive in my account in five days as they advised but it came earlier. I was therefore able to sort out my finances earlier than expected. I was also surprised at the am...
October 4, 2025
Christine Weyman
Professional
Professional, easy to understand and quick to make a decision
October 3, 2025
Alexandru Gabriel
⭐️⭐️⭐️⭐️⭐️
⭐️⭐️⭐️⭐️⭐️ “Helped me get back in control of my finances” I took an Updraft loan to clear several high-interest credit cards and it was one of the best decisions I’ve made. The process was smooth ...
October 3, 2025
Gavyn Barrett
So far so good
So far so good
October 3, 2025
Shane
Updraft are amazing
Updraft are amazing. They are always accommodating to situations, and their customer service is excellent. Thanks
October 3, 2025
Paul
Easy to use
Nice and easy clear to use
October 3, 2025
Sara Louise Langley
happy and fast with a good rate
Got an offer and was happy with the rate done it in the early hours of Saturday morning it went to the underwriters and was confirmed mid morning Saturday and the money was in my bank before the en...
October 2, 2025
Alastair
Easy and quick to set up
Easy and quick to set up
October 2, 2025
Luke Shrimpton
Really easy to use
Really easy to use, just takes a while to actually pay out the loan
October 2, 2025
Rated 4.7 stars
Why Updraft?
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Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
Updraft Named One of the UK’s Top Fintech Companies for 2025
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