Tired of credit card chaos? One loan, one payment, less stress.
26.5% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 21.9% p.a. This would give a monthly repayment cost of £286.65 per month, with a total cost of credit of £7,198.74 (includes loan fee of £400) and a total amount repayable of £17,198.74.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
Really easy to use, money paid into my account within 24hrs.
August 1, 2025
Very good and thorough application process I was rejected a while go before being accepted shows they take the responsibility as a responsible lender very seriously will help me lower my monthly ou...
August 1, 2025
I was approved for a top up loan which I was very surprised with, it was fast no judgement and easy process. Very impressed
August 1, 2025
Quick and efficient
August 1, 2025
Really easy to use
August 1, 2025
Very very simple process, funds in my bank within a couple of days.
July 31, 2025
Fast service, emailed for some extra information, was all really easy and done online and over emails making the process quick and easy! Easy DD monthly payments.
July 31, 2025
Easy, simple to use and great help with fast response to any enquiry’s
July 31, 2025
Very easy , and quick response
July 31, 2025
One of the best companies around to consolidate cards and loan in to one monthly payment, good APR & money within 24 hours, all cards & Loan now paid off with one affordable monthly payment, would ...
July 30, 2025
Easy and quick service. Fab app
July 30, 2025
Very easy application process and I received the money quickly.
July 30, 2025
Enter a few details about yourself, your earnings and outgoings
Connect your bank to Updraft so we can verify your identity and income
If approved, customise your loan and we’ll send you the funds
Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
Want to know where your credit stands? We’ve got you covered with a totally free credit score and report — right inside the Updraft app. It’s super handy for checking your credit history, spotting what you can improve, and keeping an eye on how you’re doing.
We make credit scores less confusing and help you take control of your finances.
Download the app and get your free report today.
With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between.
Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.