Tired of credit card chaos? One loan, one payment, less stress.
26.5% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 21.9% p.a. This would give a monthly repayment cost of £286.65 per month, with a total cost of credit of £7,198.74 (includes loan fee of £400) and a total amount repayable of £17,198.74.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
Was a very easy service to use and kept you updated regularly
July 9, 2025
Great people
July 9, 2025
Great response times easy to apply
July 9, 2025
Simple easy and affordable lending, the whole process from application to pay out was super straight forward and felt informed and supported. It was my lifesaver to pay off some debts and have a mo...
July 8, 2025
This company is amazing. There fast efficient and always have your best interest that heart cannot fault them. This is the second time they’ve helped me out thankyou
July 8, 2025
So simple and a great experience
July 7, 2025
Great service, hassle free would highly recommend.
July 7, 2025
such a great easy process from start to finish great communication highly recommend this company
July 6, 2025
Absolutely fantastic company. Its easy to apply. I feel releaved that a company like updraft are around to help people. 100% trustworthy.
July 6, 2025
Everything was done and set up quickly. I had money in my account the next. Would really recommend 👌
July 5, 2025
Thank you, I can start trying to get on top of my credit card debt.
July 5, 2025
The service they provide is outstanding. The decision was fast and money in the bank the next day. I would recommend them if you need to consolidate your debit into one.
July 5, 2025
Really good company to deal with, my second loan to pay off one that was more expensive with another company. Excellent service
July 4, 2025
Straightforward and speedy access to funds.
July 4, 2025
Absolutely amazing! Updraft knows when people can make repayments realistically. Def worth applying with them. They have brought some ease for a few people Thank you!
July 4, 2025
Communication with Ashley was easy and professional. Application was straight forward as well. Would happily recommend.
July 3, 2025
No hassle. Quick decision and payout
July 3, 2025
Easy to apply and quick decision
July 3, 2025
Smoth and fast. Good service, very satisfied.
July 2, 2025
I got an answer very quick,the app is easy to use
July 1, 2025
Enter a few details about yourself, your earnings and outgoings
Connect your bank to Updraft so we can verify your identity and income
If approved, customise your loan and we’ll send you the funds
Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
Want to know where your credit stands? We’ve got you covered with a totally free credit score and report — right inside the Updraft app. It’s super handy for checking your credit history, spotting what you can improve, and keeping an eye on how you’re doing.
We make credit scores less confusing and help you take control of your finances.
Download the app and get your free report today.
With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between.
Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.