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Try our Pay Off Calculator & see what you could save

Credit Card Balance

Credit Card APR (%)

How much do you pay monthly?

I pay the minimum amount I pay a fixed amount

Representative example:

24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.

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Updraft Named One of the UK’s Top Fintech Companies for 2025

Updraft is honoured to be named one of the UK's Top Fintech Companies 2025 by CNBC & Statista for alternative financing. Learn more.

Our Summer Streak Continues: We’re Finalists at the Credit Awards

We have some positive news to share. Updraft has been named a finalist for Best Consumer Credit Product at the 2025 Credit Awards. This nomination is a welcome acknowledgment of our mission to provide a supportive and clear path for everyone working to clear debt and build financial freedom.

Updraft Named In Top 50 Of Business Leader’s Growth 500

Updraft has been named one of the UK's top 100 fastest-growing companies. We believe this reflects our commitment to providing a clearer, more supportive way to manage credit. Read the story here.

A Defining Moment: Updraft Joins Tech Nation’s Future Fifty, Celebrating at Number 10

Updraft is honoured to be selected for Tech Nation's Future Fifty 2025 cohort, recognising our role as one of the UK's leading late-stage tech companies. This milestone celebrates our mission to reshape finance and empower people to move forward with their credit.

Updraft Ranks Among the UK’s Fastest Growing Companies

Updraft is ranked 13th in the 2025 ORESA Growth Index of UK's fastest-growing companies. Learn how our mission to boost financial well-being drives our success.

Updraft Ranked on the Sifted 100 List

Updraft ranked #52 on the Sifted 100 list. A huge thank you to our team & community for supporting our mission to build financial freedom.

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Frequently Asked Questions

Take control of your borrowing costs today

High interest can quietly drain your money — but it doesn’t have to. With the Updraft app, you can see the real rates you’re paying, cut back on unnecessary interest payments, and explore smarter ways to manage your money.

With a single payment and a clear loan term, you could clear your debt sooner. And with no settlement fees, you have the flexibility to pay it off early if you choose.

By consolidating existing borrowing, you may extend the term of your debt and increase the total amount you repay. Failure to make payments on time means you will pay additional interest and may make obtaining credit in the future more expensive and difficult.