Money Talk

Stress less, pay off debt and master your money

Holidaying abroad this month? Adjusting this ONE setting before you travel could protect your wallet

Experts share ONE VITAL tip to protect your wallet abroad Brits urged to change this setting NOW to stop thieves accessing your money abroad With ...

Bank of England rate cut won’t move the needle on 36% APRs for 36 million UK credit card holders

Bank of England rate cut won’t save you from 36% credit card APR The Bank of England is expected to cut the base rate this ...

We’re helping Brits take control of their credit card debt this summer

Updraft hired the UK’s first Financial Lifeguard to help overspending Brits from going in too deep We’re helping Brits stay afloat and in control of ...

The TikTok trend that could haunt your credit for at least six years

Bankruptcy TikToks are up 600% but could cost you a mortgage, viral ‘bankruptcy hack’ has a 6-year credit catch, expert warns Viral TikTok videos are ...

1 in 11 Brits missed HMRC deadline in January with penalties up to £1.6k, don’t join them next week

Brits’ one-week warning to avoid paying £1.6k as 1 in 11 miss deadline Millions of self-employed Brits are expected to make their second HMRC “payment ...

Expert warns of ‘hidden crisis’ as rising childcare costs push 1 in 6 parents to credit cards

1 in 6 parents are using credit cards to cover ESSENTIALS, before childcare costs Families are facing an average summer childcare cost of £1,076 per ...

Piggy banks are back but Gen Z is calling them ‘smash jars’ in latest money saving hack

The nostalgic saving method is trending again on TikTok, rebranded for a new generation Gen Z is embracing ‘smash jars’, a modern twist on old-school ...

Fast Loans: Understanding Your Options for Quick Cash

When you’re dealing with money problems or an unexpected expense, the pressure to find a quick solution for your budget can be intense. In these ...

A Guide to Loans at a Credit Union

When you need to borrow money, you might think of high street banks or other lenders online. However, there’s another option that focuses on community ...

A Clear Guide to Borrowing Money

At some point in our lives, most of us will think about borrowing money. It could be for major life purchases like a car, home ...

‘How Many Credit Cards Can I Get?’ Ask This Instead.

It’s a question people often search for online: “how many credit cards can you get?” The simple answer is that there’s no official limit in ...

Brits warns to dodge the ‘temperature-premium effect’ during heatwave

Brits warned of ‘temperature-permium effect’ during heatwave. Expert warns of the real reason we spend more money when it’s hot. Spending is set to rise ...

How to Beat Credit Card Debt as Borrowing Hits Record Highs

Five ways to beat credit card debt as borrowing hits record high. Expert tips could save people with credit card debt thousands. Latest data shows ...

Brits are searching for ‘Labubu’ 193 times per minute but at what cost?

The “blind box” toy trend is fuelling a surge in impulse spending across the UK. Driven by social media hype and scarcity marketing, the craze ...

Is It Worth Consolidating Credit Card Debt?

Juggling multiple debts like credit cards and overdrafts can create financial noise, making it hard to plan your way forward. A debt consolidation loan is ...

A Comprehensive Guide to Managing Your Money and Boosting Your Savings in the UK

Taking control of your finances is a crucial step towards building a secure future. This guide provides a clear framework for managing your money, from ...

Good Credit Score: Using a Credit Card Wisely

A good credit score can unlock better interest rates and financial products. When used responsibly, a credit card is one of the most effective tools ...

8 Simple Weekly Habits to Help You Stay Debt-Free

Ready to take control of your finances? This guide provides the first steps to help you pay off debt, manage credit with confidence, and build ...

A Journey To Better Credit

Taking the first step to improve your credit score is a positive choice, and it’s the start of a journey toward greater financial freedom. Understanding ...

Updraft’s Guide to Consolidating Loans with Bad Credit

At Updraft, we get it. We are on a mission to reshape the “debt help” space. We believe in helping you find a clear path ...

Our Summer Streak Continues: We’re Finalists at the Credit Awards

We have some positive news to share. Updraft has been named a finalist for Best Consumer Credit Product at the 2025 Credit Awards. This nomination ...

Updraft Named In Top 50 Of Business Leader’s Growth 500

Updraft has been named one of the UK's top 100 fastest-growing companies. We believe this reflects our commitment to providing a clearer, more supportive way ...

A Defining Moment: Updraft Joins Tech Nation’s Future Fifty, Celebrating at Number 10

Updraft is honoured to be selected for Tech Nation's Future Fifty 2025 cohort, recognising our role as one of the UK's leading late-stage tech companies. ...

Updraft Ranks Among UK’s Fastest-Growing Companies

We're thrilled to be ranked among the UK's top 100 fastest-growing companies. This milestone is a testament to our mission of empowering financial well-being. A ...

Spare Change to Big Gains: The Ultimate Savings Guide

Your savings are what’s left over from your disposable income once all other expenses have been accounted for. Essentially, it’s the money you put away ...

Personal Loans for Bad Credit: Your 2025 UK Guide to Getting Approved

Getting a personal loan with bad credit might feel impossible, especially if you have late payments, defaults, or even a bankruptcy in your history. The ...

From Bills to Thrills: How to Free Up Extra Cash Every Month

Your Personal Net Income is your total income after tax and other deductions. This is also known as your ‘take-home pay’. Your disposable income is ...

Paychecks Unpacked: What’s Really in an ‘Average’ Salary?

Let’s talk money—specifically, what goes into an average salary in the UK. If you’ve ever wondered how your paycheck stacks up, you’re not alone. Salary ...

What’s Your Net Income (and Why Care?)

Understanding your net income is the foundation of sound finances. Let’s explore what it is, how it’s calculated, and why it’s crucial for your financial ...

Spend, Save, Stay on Track: Master Your Budget

Budgeting is personal. It’s all about what works for you, your lifestyle, and your financial goals. But no matter your approach, living within your means ...