Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
Credit Card Balance
Credit Card APR (%)
How much do you pay monthly?
26.5% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 21.9% p.a. This would give a monthly repayment cost of £286.65 per month, with a total cost of credit of £7,198.74 (includes loan fee of £400) and a total amount repayable of £17,198.74.
From held back to lifted up
See how our users rise above debt & get better credit
Andy Johnston
Simple process and reasonable rates
Simple process and reasonable rates
July 29, 2025
D mac
Great Customer service
Easy application process and competitive rates, customer service is responsive. Only issue is that certain card companies i.e. New Day currently do not accept Updraft payments, so you will have to ...
July 29, 2025
MRS TANYA SMITH
Fantastic quick answer and a bery easy…
Fantastic quick answer and a bery easy form to fill in very simple absolutely amazing service
July 29, 2025
Miss Karan Lawrence
UPDRAFT
Made an application to updraft Friday and the money was in my account the following Friday, the whole process was smooth and user friendly which I appreciate, it also made my experience willing to ...
July 29, 2025
Arlene R
Quick easy experience
Quick easy experience
July 28, 2025
Darren
Friendly easy service
Friendly easy service. Comfortable monthly repayments. I've paid off all my cards and debts and now pay a fifth what I was paying a month.
July 28, 2025
STEPHEN YOUNG
Straightforward process
The team were very good at keeping me updated on the progress of my application. The whole process was very straightforward and the website was easy to understand.
July 28, 2025
Angela DELANEY
Very helpful and efficient. I was in a bind, st...
Very helpful and efficient.
July 27, 2025
Stephen Scanlan
Easy application process and great…
Easy application process and great service.
July 27, 2025
Mel RJ smith
The process was very simple to complete…
The process was very simple to complete and very happy with the service provided.
July 26, 2025
MattsOrdinary
Easy as 123!
Easy as 123!
July 26, 2025
D mac
Easy application as an existing…
Easy application as an existing customer, customer service is easy to access and they respond quickly, cannot fault. Thank you
July 26, 2025
Urmila Patel
Very helpful an very happy with the…
Very helpful an very happy with the service too thank you
July 26, 2025
Christian Dawes
Great experience
Easy process to follow.
July 25, 2025
customer
the only issue i had was the app just…
the only issue i had was the app just kept saying something wrong on our end had to work via emails
July 25, 2025
Phillip
To be honest
To be honest This was one of the easiest applications I've have ever done for a loan. Quick clear and simple Why can't all leaders be like this.
July 25, 2025
Katrina Moden
Super efficient staff fast service…
Super efficient staff fast service simply to apply.quick decision really.impressed.
July 25, 2025
Wilna McComb
Great service and very friendly service.
Great service and very friendly service.
July 25, 2025
Simon
Excellent Service
Very straightforward & efficient application process.
July 25, 2025
Rated 4.8 stars