Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
Credit Card Balance
Credit Card APR (%)
How much do you pay monthly?
26.5% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 21.9% p.a. This would give a monthly repayment cost of £286.65 per month, with a total cost of credit of £7,198.74 (includes loan fee of £400) and a total amount repayable of £17,198.74.
From held back to lifted up
See how our users rise above debt & get better credit
Peter McNicol
Great from start to finish
Great from start to finish, really helped me through all the steps and made it so easy to complete
June 27, 2025
ʟᴀᴅᴀ s.
quick and easy
The process took a total of like four days from start to finish and it was super simple. Got myself into a small financial hole that i couldn’t get out of and now it’s like a weight been lifted of ...
June 26, 2025
Cheryl Craswell
Just easy to deal with
Just easy to deal with
June 26, 2025
Polly
I was looking for a consolidation loan
I was looking for a consolidation loan. On general comparison websites I was quoted for 30% APR which hurt. I applied to this and was given 15% APR- AMAZING! Funds were in my bank the next day. All...
June 26, 2025
jane
I don’t usually write reviews
I don’t usually write reviews, but I felt I had to share my experience with Updraft. I was feeling really overwhelmed with my finances and needed something to help me get back on track fast. I came...
June 26, 2025
Martin Cotes
They were diligent in there checks
They were diligent in there checks with me but fair and the offered what I needed. Funds should clear in the next 2-5 days. It really helps me breath financially! Thanks updraft for supporting me ...
June 25, 2025
Oh no you don't None
Fantastic service from start to finish…
Fantastic service from start to finish , great customer care, very easy to use , would highly recommend
June 24, 2025
Jasmine Hunt
The updraft team were extremely helpful…
The updraft team were extremely helpful and tailored a loan that would suit me best, communication from Updraft was 10/10 and the loan is at an affordable rate. Thankyou team Updraft, Simon & Ashle...
June 24, 2025
Carmena Anduque
Quick and easy.
Quick and easy.
June 24, 2025
Kyran Eakins
Incredible service
Incredible service. Super reasonable interest rates. Amazing ease in securing a loan. Very transparent. Not a bad word to say in all honesty. I’m willing to absolutely use again and recommend to fr...
June 24, 2025
Denise Day
Excellent customer service
Used Updraft a few times and not only did the money come through within 24 hours, they were also very patient unmuddling the mess I'd made of recent payments
June 23, 2025
Philip Griessel
Brilliant
Brilliant, quick, no nonsense, all online
June 23, 2025
Lucy Williams
Highly recommend this lender
The whole process was so straightforward and simple from beginning to end. Managed to secure the funding I required within a few days I would highly recommend updraft if you are seeking, fast, h...
June 23, 2025
Jaleel
Process was easy and straightforward
Process was easy and straightforward. Whilst speak with staff they were helpful and polite throughout
June 22, 2025
Leszek
I waited 2 days for confirmation that's…
I waited 2 days for confirmation that's why just 4 stars but good service thanks
June 21, 2025
Caroline Wharton
Quick and Friendly
The whole process was very quick and efficient. Customer service was excellent.
June 21, 2025
Stefan Atter
Quick loan
Used them for a previous loan - quick & easy to apply
June 21, 2025
Alison
Easy process
The whole process was simple to understand and very fast. Support was good and was great to be able to personalise the loan to suit me.
June 21, 2025
Andresa Cardoso
Fantastic customer service and life…
Fantastic customer service and life changing!!
June 20, 2025
Stephen Ibbitt
Very fast and straight forward…
Very fast and straight forward information
June 20, 2025
Rated 4.8 stars