Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
Credit Card Balance
Credit Card APR (%)
How much do you pay monthly?
26.5% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 21.9% p.a. This would give a monthly repayment cost of £286.65 per month, with a total cost of credit of £7,198.74 (includes loan fee of £400) and a total amount repayable of £17,198.74.
From held back to lifted up
See how our users rise above debt & get better credit
suzanne
Really easy to use
Really easy to use, money paid into my account within 24hrs.
August 1, 2025
Nathan
Very good and thorough application…
Very good and thorough application process I was rejected a while go before being accepted shows they take the responsibility as a responsible lender very seriously will help me lower my monthly ou...
August 1, 2025
Simone Williams
I was approved for a top up loan which…
I was approved for a top up loan which I was very surprised with, it was fast no judgement and easy process. Very impressed
August 1, 2025
Lee Hughes
Quick and efficient
Quick and efficient
August 1, 2025
miss sarah
Really easy to use
Really easy to use
August 1, 2025
Mark Harris
Very very simple process
Very very simple process, funds in my bank within a couple of days.
July 31, 2025
Clair
Fast service
Fast service, emailed for some extra information, was all really easy and done online and over emails making the process quick and easy! Easy DD monthly payments.
July 31, 2025
Craig Patterson
Great
Easy, simple to use and great help with fast response to any enquiry’s
July 31, 2025
Miss Mount
Very easy
Very easy , and quick response
July 31, 2025
Martin
Quick Easy Process
One of the best companies around to consolidate cards and loan in to one monthly payment, good APR & money within 24 hours, all cards & Loan now paid off with one affordable monthly payment, would ...
July 30, 2025
KDay
Easy and quick service
Easy and quick service. Fab app
July 30, 2025
Stephen Scanlan
Very easy application process and I…
Very easy application process and I received the money quickly.
July 30, 2025
Rated 4.8 stars