Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
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How much do you pay monthly?
24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.
From held back to lifted up
See how our users rise above debt & get better credit
Christine Weyman
Professional
Professional, easy to understand and quick to make a decision
October 3, 2025
Alexandru Gabriel
⭐️⭐️⭐️⭐️⭐️
⭐️⭐️⭐️⭐️⭐️ “Helped me get back in control of my finances” I took an Updraft loan to clear several high-interest credit cards and it was one of the best decisions I’ve made. The process was smooth ...
October 3, 2025
Gavyn Barrett
So far so good
So far so good
October 3, 2025
Shane
Updraft are amazing
Updraft are amazing. They are always accommodating to situations, and their customer service is excellent. Thanks
October 3, 2025
Paul
Easy to use
Nice and easy clear to use
October 3, 2025
Sara Louise Langley
happy and fast with a good rate
Got an offer and was happy with the rate done it in the early hours of Saturday morning it went to the underwriters and was confirmed mid morning Saturday and the money was in my bank before the en...
October 2, 2025
Alastair
Easy and quick to set up
Easy and quick to set up
October 2, 2025
Luke Shrimpton
Really easy to use
Really easy to use, just takes a while to actually pay out the loan
October 2, 2025
Kim Matharu
Amazing service
Amazing service
October 2, 2025
Erasmus Larbi
Easy navigation with the application…
Easy navigation with the application process.
October 2, 2025
cinch customer
Really easy to use
Really easy to use. Will definitely help sort my financial situation out.
October 1, 2025
Sarah Tuckwood
Easy to use
Easy to use. Fast service.
October 1, 2025
Charlotte Evans-Young
Very good process…
Very good, application process was simple. All communication I have had with the company (Ashley) has been very good and checking in regularly.
October 1, 2025
Allen
Excellent company to work with fast…
Excellent company to work with fast smooth transition
October 1, 2025
Bhumiraj Rai and Shanti Rai
Less hastle
Less hastle, everything was done online and with ease. To an extent, my loan was approved easily. Response of my querries were dealt promptly.
September 30, 2025
odette wilson
Quick and easy response
Quick and easy response
September 30, 2025
Shafik T
Truly life-changing
Truly life-changing. Thank you to everyone on the Updraft team that have a service of world class calibre and genuine honesty. The loan service is genuine and I can assure you, you will not find a ...
September 30, 2025
Neil T
Absolutely brilliant really quick and…
Absolutely brilliant really quick and easy probably one of my favourite companies I’ve used Really enjoyed the process
September 29, 2025
Lee Mason
Great communication
Great communication
September 29, 2025
Mr Stuart Scott
Great company
Great company
September 29, 2025
Rated 4.7 stars