Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
Credit Card Balance
Credit Card APR (%)
How much do you pay monthly?
24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.
From held back to lifted up
See how our users rise above debt & get better credit
Dannii Burton
Very quick and easy 🙂
Very quick and easy 🙂
September 2, 2025
Gail
Very easy application and good customer…
Very easy application and good customer support. All wnet through seamlessly.
September 2, 2025
marius bogdan
easy to apply
easy to apply, everything transparent, great customer service
September 2, 2025
EM Ily
Such an Awesome Company!!!
Such an Awesome Company!!!And you realise this when all else has failed everywhere!!This company went above and beyond in both their professionalism, customer service, and just willing to help. Thi...
September 1, 2025
Teresa de la Campa Jimenez-Ort
Fantastic service
Fantastic service, smoothly communication and transaction. They facilitated very much the process of consolidating some debts and will continue working hard to pay that back asap very grateful to U...
August 31, 2025
Karen Lowrence
So quick and easy
So quick and easy
August 31, 2025
Pablo Scoppi
Very straightforward service ✅
Very straightforward service ✅
August 31, 2025
Georgios Kalemis
I'm very pleased this guys helped me in…
I'm very pleased these guys helped me in an unfortunate situation in my life. My application was very fast. Approved instantly, and funds were in my account in less than 24 hrs. Thank you Updraft a...
August 31, 2025
Simon
Did what it says on the tin you apply…
Did what it says on the tin you apply they transfer no haggle no hassle thanks
August 31, 2025
William Murray
Excellent service
Excellent service and gave me the opportunity to consolidate all my loans to a smaller payment each month..deserved off the 5 stars..thank you
August 31, 2025
Consumer
Great support professionals with honest…
Great support professionals with honest lending
August 31, 2025
Jenny Villacorta
Fast transaction
Fast transaction. No fuss.
August 31, 2025
Alex Ryan
I was able to pay off an expensive…
I was able to pay off an expensive credit card and reduce my monthly expenses by about £250
August 30, 2025
STEPHEN THOMAS COVENTRY
Speedy decision
Very easy to apply and speedy decision. Useful app and the loan was in my account within a few days.
August 30, 2025
Darren Warburton
Probably the easiest thing I’ve ever…
Probably the easiest thing I’ve ever done on the internet , so simple to follow
August 30, 2025
brenda barcello
Hassle free .they reduced my stress in…
Hassle free .they reduced my stress in minutes. 💯 recommend
August 30, 2025
neil benjamin
Easy to communicate and helpful…
Easy to communicate and helpful assistance.
August 30, 2025
Kim R
A brilliant service
I thought the customer service from Updraft was fantastic. They were very helpful and always replied in a timely manner. The Updraft loan was easy to apply for and has made such a difference to my ...
August 30, 2025
Cheryl Figg
Best and Nicest
Couldn't ask for a nicer, easier experience and the funds were in my account the very next day.
August 30, 2025
Willem Wilken
Great process and interest rate
Very impressed by the service and how quick the process was. I applied for a loan and thought just like the rest it will be declined. Then I found updraft using open banking and dont just look at c...
August 29, 2025
Rated 4.7 stars