Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
Credit Card Balance
Credit Card APR (%)
How much do you pay monthly?
24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.
From held back to lifted up
See how our users rise above debt & get better credit
Consumer
Smooth transaction from start to end
Smooth transaction from start to end. No hassle when compared to other lending companies.
September 28, 2025
Ali f
Easy to apply
Easy to apply
September 27, 2025
Dylan Boyle
Good
Follow through with there agreements
September 27, 2025
Callum Hopper
Really simple to apply and use and the…
Really simple to apply and use and the pay back rates are pretty good as well
September 27, 2025
sara stocker
They are easy to use and set up and…
They are easy to use and set up and respond quickly
September 27, 2025
Vicky
Quick and easy to use
Quick and easy to use
September 26, 2025
Rebecca Devlin
Super quick and easy
So quick and easy, fully automated process - I couldn’t believe how stress free the whole process was. The money was in my account within 2 days.
September 26, 2025
Nima
Great services
Great services
September 26, 2025
Ian Case
This company is almost human
This company is almost human. You get the impression that there is a person sat in front of you when you get their email. They take the time to only offer you an affordable solution which in my cas...
September 26, 2025
M Hegazi
Easy application process
Easy application process, got the funds in no time and great rates. The mobile app deserve a separate review.
September 25, 2025
paul sharpe
Easy process
Easy process
September 25, 2025
Andy Ritchie
Fantastic experience from start to…
Fantastic experience from start to finish. Kept updated with application and very informative information provided back. Happy to deal with again.
September 25, 2025
Arno De jongh
Very pleased with the service I…
Very pleased with the service I received. I also contacted updraft as my internet explorer kicked out before I could complete. The lady confirmed I will get my money in 5 days or sooner and it was ...
September 25, 2025
Chris B
Really easy process
Really easy process
September 24, 2025
David Moore
Great service and easy process and has…
Great service and easy process and has helped reduce my monthly payments drastically, also gives me a target date to become debt free.
September 24, 2025
Lainey
Awesome loans good int rate and fast…
Awesome loans good int rate and fast service
September 24, 2025
Andreea Luminita
Happy with the process and help
The application process was straight forward and even I had read few reviews before applying I guess for me it worked better. You know how are the things. When you don't need the help everyone is t...
September 23, 2025
Rated 4.7 stars