Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
Credit Card Balance
Credit Card APR (%)
How much do you pay monthly?
26.5% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 21.9% p.a. This would give a monthly repayment cost of £286.65 per month, with a total cost of credit of £7,198.74 (includes loan fee of £400) and a total amount repayable of £17,198.74.
From held back to lifted up
See how our users rise above debt & get better credit
Oliver J
A genuinely brilliant financial service
Absolutely fantastic. One of the few remaining financing companies that actually operate fairly and above board. Updraft has enabled me to reduce my monthly payments - by half. Their sensible and f...
August 6, 2025
MARIA GALLEGO
Very good customer services thanks
Very good customer services thanks
August 5, 2025
suzanne
Easy application process
Easy website to use, application process was easy too, less than 5 minutes. Acceptance was quick and the money was in my bank within 24hrs.
August 5, 2025
Daniel Otoole
Quick service
Quick service
August 5, 2025
Mrs Alex Boyle
Excellent
Excellent, quick and easy.
August 4, 2025
Mr zen Pirate
Just all round clear and helpful
Just all round clear and helpful, easy steps throughout.
August 4, 2025
Sun
LOOKED AT ME AS A HUMAN!!!
Super easy, money received and no judgement at past history. Looked at me as a person and not a statistic so unusually refreshing!
August 4, 2025
Helen Gregory
Fantastic service
Fantastic service, quick application, fair decision and fast payout. Highly recommend
August 3, 2025
Nicola B
Very impressed by the whole experience
Very impressed by the whole experience. I didn’t get a decision straight away but it was in under a week and I was very happy with both the amount offered and the interest rate charged. This means ...
August 3, 2025
Matt Woollard
I’d never dealt with Updraft before
I’d never dealt with Updraft before, but so far I must say that I would happily recommend their service to friends and family. Nice and simple, very clear too.
August 3, 2025
MARIA GALLEGO
Excelente experience and very efficient…
Excelente experience and very efficient service thanks
August 2, 2025
suzanne
Really easy to use
Really easy to use, money paid into my account within 24hrs.
August 1, 2025
Nathan
Very good and thorough application…
Very good and thorough application process I was rejected a while go before being accepted shows they take the responsibility as a responsible lender very seriously will help me lower my monthly ou...
August 1, 2025
Simone Williams
I was approved for a top up loan which…
I was approved for a top up loan which I was very surprised with, it was fast no judgement and easy process. Very impressed
August 1, 2025
Lee Hughes
Quick and efficient
Quick and efficient
August 1, 2025
miss sarah
Really easy to use
Really easy to use
August 1, 2025
Rated 4.8 stars