Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
Credit Card Balance
Credit Card APR (%)
How much do you pay monthly?
26.5% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 21.9% p.a. This would give a monthly repayment cost of £286.65 per month, with a total cost of credit of £7,198.74 (includes loan fee of £400) and a total amount repayable of £17,198.74.
From held back to lifted up
See how our users rise above debt & get better credit
Emma
So far so good
So far so good. Applied one evening and by 11am the next day the money was in my account.
July 24, 2025
Nathan
So quick and easy to do
So quick and easy to do, great intuitive site means you don’t get flustered.
July 23, 2025
Neil Davies
Straight forward
Quick, simple and straight forward.
July 23, 2025
Alex Johnson
Fast and friendly service
Fast and friendly service
July 23, 2025
Marie Driver
Quick and easy to apply
Quick and easy to apply, money was in my account super quick. The whole process was a really positive experience
July 23, 2025
Sorin
Could get a loan even when others would…
Could get a loan even when others would reject
July 22, 2025
ben weston
Really friendly and super helpful
Really friendly and super helpful, will definitely use again!
July 21, 2025
Dillian
The application was very easy to…
The application was very easy to process. I was given an answer the next day. That was a Friday afternoon and the money was in my account on Monday morning. All done with no hassle. I am able now t...
July 21, 2025
anon
Great !
Easy process, great offer! Thanks I have now paid off all my credit card which have higher interest rates.
July 21, 2025
Bisola Oyegoke
Happy I used them
Happy I used them. Got it sorted for me in no time and they credited me in less than 24 hours. I highly recommend
July 21, 2025
Angela DELANEY
Updraft made the plan application as…
Updraft made the plan application as easy as these things can be. Often loans are taken out under difficult circumstances so being put at ease will always alleviate additional stress. Thank you upd...
July 21, 2025
Rosana Delgado
They are very professional
They are very professional, kindly, very fast service
July 21, 2025
customer
I would recommend updraft
I have used updraft a couple of times now. Fast payout, the only negative is that you can’t contact by phone and sometimes you don’t get a response until the next day, depending on what time you me...
July 20, 2025
Sonja
Very good interest rates
Very good interest rates, approved in couple of minutes, thank you
July 20, 2025
Robin Allt
This company has helped me.
This company has helped me. I felt secure throughout the process of applying. So thank you updraft I certainly would recommend..
July 20, 2025
Ashleigh Noakes
Fantastic Company
The application process is really simple and quick. Communication was great and I was kept updated throughout. The app is easy to use and including checking credit balance. The rates are great and...
July 19, 2025
Max P
So easy application and approved with…
So easy application and approved with no stress, costumer service is brilliant, recommended.
July 18, 2025
Jane Densham
Brilliant!
First time I have come across an efficient and helpful loan company. There was no fuss, the paperwork came through, and insisted that you read it, very fast and signing up was easy too. Just really...
July 18, 2025
Alex
Fast,easy to deal with.repayments…
Fast,easy to deal with.repayments clearly get told how much and when.very good service,would definitely recommend and use again if I need to
July 18, 2025
Rated 4.8 stars