Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
Credit Card Balance
Credit Card APR (%)
How much do you pay monthly?
24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.
From held back to lifted up
See how our users rise above debt & get better credit
Ibiyemi Adebiyi
was so good felt the weight off my…
was so good felt the weight off my shoulders
September 7, 2025
Kev Cosham
Great app which is easy to use
Great app which is easy to use. Easy and fast decision.
September 6, 2025
Customer
Updraft is amazing
Updraft is amazing, quick and simple. The app i super easy to track your repayments and their repayment option is super simple.
September 6, 2025
Rochelle Bondita
Great Service
Great service and speedy. Paid off what I needed to and was able to create an affordable solution. Saved me so much money due to interest I would have accumulated. Thanks!!
September 6, 2025
nicola Rimmer
Really good company
Really good company, everything was dealt with great. Really happy with the service
September 6, 2025
Consumer
This my second interaction with updraft…
This my second interaction with updraft and I can say they are here to help with responsible lending with checks of affordability with great customer service exceptional App which allows you to ove...
September 6, 2025
Emma Lillington
Simple and easy to apply
Simple and easy to apply. Application completes in under 20 minutes.
September 6, 2025
brenda barcello
Peace of mind
Easy to arrange. No faff .trustworthy company
September 5, 2025
Riaan
Fast, Secure, and Easy to Use
⭐️⭐️⭐️⭐️⭐️ Simple, reliable, and fast. Everything I need —secure, easy to navigate, and worked without hassle
September 5, 2025
Simon John
Simple and brilliant
Simple and brilliant
September 5, 2025
Lisa Mcfadyen
Quick and easy to link verification…
Quick and easy to link verification details and always ensuring it’s affordable to you not irresponsible
September 5, 2025
Olufemi
The experience is awesome..easy to use…
The experience is awesome..easy to use and straight forward
September 5, 2025
Teresa de la Campa Jimenez-Ort
All great highly recommended service
All great highly recommended service
September 5, 2025
Lee Watkins
Very easy to deal with and would…
Very easy to deal with and would recommend to anyone.
September 4, 2025
Andries
Quick with decisions
Quick with decisions
September 4, 2025
Emma Richards
You have changed my life!
You have changed my life and helped me sleep a lot better thank you! My consolidating my debts into one place they are far more manageable. I can’t thank you enough ❤️
September 4, 2025
Kayleigh
Very easy
Very easy application, quick result and quick payment. Couldn’t ask for more. Highly recommend
September 4, 2025
Benjamin Addison
I heard about updraft via social media
I heard about updraft via social media, it was quick and easy to apply, fantastic rates. Very happy
September 4, 2025
se2015
It was a very quick and smooth process…
It was a very quick and smooth process from the time I applied to receiving the money.
September 4, 2025
Rated 4.7 stars