Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
Credit Card Balance
Credit Card APR (%)
How much do you pay monthly?
24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.
From held back to lifted up
See how our users rise above debt & get better credit
Clare
Really quick and helpful lovely…
Really quick and helpful lovely friendly service many thanks .
August 13, 2025
Porick Smith
My experience with updraft was great…
My experience with updraft was great from the very start Simon and Ashley went the extra mile and kept me updated throughout. I totally recommend this company 5 stars
August 13, 2025
Nicky Ryall
Easy to use and very handy
Easy to use and very handy, quick withdrawal. The system works as you would want it too 👍
August 13, 2025
Vishal Thapa
Great and quick service
Great and quick service
August 12, 2025
Ellie Hayes
Very straightforward and easy…
Very straightforward and easy application process. Very simply an easy process from start to finish. Would use again and recommend anyone else to use. Very user friendly service
August 12, 2025
Philip Wells
No issues just applied after having a…
No issues just applied after having a previous loan from Updraft money was in my account straight after the weekend
August 12, 2025
Holly King-Scorer
Great service
Quick, fast and friendly service
August 12, 2025
Kieron Barnes
Quick and easy loan application…
Quick and easy loan application process. I would definitely recommend.
August 11, 2025
Alan Jones
Quick and Easy
Quick and Easy
August 11, 2025
Judith Birchall
Fast quick and efficient service
Fast quick and efficient service
August 11, 2025
Dariusz Lesniewski
Great Company😊
Great Company😊
August 11, 2025
Lanna
Updraft is fantastic
Updraft is fantastic! They provided me with a loan to pay off my credit cards at a great APR, so I’m actually saving money each month. I was really stressed about how much I was paying before, but ...
August 9, 2025
Mr Reyes
The fastest approval for a loan
The fastest approval for a loan. Very efficient service, hassle free.
August 9, 2025
Andrew Hampson
So easy and helpful in arranging loan
So easy and helpful in arranging loan. Would definitely recommend
August 9, 2025
Natalie
Amazing
Quick decision, thorough checks , friendly and understandable. Great interest rate . A weight has been lifted off my shoulders .
August 8, 2025
Henry
My experience was great so easy to use…
My experience was great so easy to use and apply
August 8, 2025
OLIVER JAMES GARDNER
A genuinely brilliant financial…
A genuinely brilliant financial service. Updraft has enabled me to pay my existing borrowing, enabling me to complete and close those accounts, and now focus on one payment, at a lesser APR. It has...
August 7, 2025
Rated 4.7 stars