Updraft Pay Off Calculator
Add your credit card balance along with the interest rate and we’ll do the maths for you.
Credit Card Balance
Credit Card APR (%)
How much do you pay monthly?
26.5% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 21.9% p.a. This would give a monthly repayment cost of £286.65 per month, with a total cost of credit of £7,198.74 (includes loan fee of £400) and a total amount repayable of £17,198.74.
From held back to lifted up
See how our users rise above debt & get better credit
Mr Richard Portman
Simple and professional application
Communication with Ashley was easy and professional. Application was straight forward as well. Would happily recommend.
July 3, 2025
Jacqui Mcgill
Highly recommend
No hassle. Quick decision and payout
July 3, 2025
Stacey Coffey
Easy to apply and quick decision
Easy to apply and quick decision
July 3, 2025
Toby
Smoth and fast
Smoth and fast. Good service, very satisfied.
July 2, 2025
Code Red
I got an answer very quick,the app is…
I got an answer very quick,the app is easy to use
July 1, 2025
David Wraith
Excellent customer service
Excellent customer service
July 1, 2025
mr.M
amazing
amazing , helped me
July 1, 2025
jamie simpson
Really quick decision
Really quick decision. Money in my account within 24 hours
June 30, 2025
Will
Helpful company to sort finances
The website is easy to use and navigate. Got a quick decision and the staff were friendly and quick to respond to emails. Money received within a few days.
June 30, 2025
Tiktok Moments
Really simple to use and very quick to…
Really simple to use and very quick to set up very impressed with the service.
June 30, 2025
Ben Hatherley
Saved me stress on holiday
I lost my job and had to wait a month for the job I found to pay me ( which is normal) updraft cleared all my stress and the payback terms are so easy and do able. Saved me a lot of stress whilst o...
June 30, 2025
customer
Super quick and simple process. Very happy over...
I had been denied for balance transfer cards and things in the past and got approved for this within a couple of days and the money was in my account by that afternoon. I was able to clear my credi...
June 29, 2025
Paul Black
Great as always so simple
Great as always so simple
June 28, 2025
Peter McNicol
Great from start to finish
Great from start to finish, really helped me through all the steps and made it so easy to complete
June 27, 2025
ʟᴀᴅᴀ s.
quick and easy
The process took a total of like four days from start to finish and it was super simple. Got myself into a small financial hole that i couldn’t get out of and now it’s like a weight been lifted of ...
June 26, 2025
Cheryl Craswell
Just easy to deal with
Just easy to deal with
June 26, 2025
Polly
I was looking for a consolidation loan
I was looking for a consolidation loan. On general comparison websites I was quoted for 30% APR which hurt. I applied to this and was given 15% APR- AMAZING! Funds were in my bank the next day. All...
June 26, 2025
jane
I don’t usually write reviews
I don’t usually write reviews, but I felt I had to share my experience with Updraft. I was feeling really overwhelmed with my finances and needed something to help me get back on track fast. I came...
June 26, 2025
Martin Cotes
They were diligent in there checks
They were diligent in there checks with me but fair and the offered what I needed. Funds should clear in the next 2-5 days. It really helps me breath financially! Thanks updraft for supporting me ...
June 25, 2025
Oh no you don't None
Fantastic service from start to finish…
Fantastic service from start to finish , great customer care, very easy to use , would highly recommend
June 24, 2025
Rated 4.8 stars