You're pre-approved for a new loan.
Please take 2 minutes to apply - we just need to check our offer is affordable.
Representative 24.6% APR
We'd love to help you again...
Like a yo-yo, you pay it down and somehow, it springs right back. Interest, fees, and never-ending minimum payments keep you stuck in the same frustrating cycle. At Updraft, we help you cut the string and stop the spin for good.
With another affordable loan, we aim to help you pay off even more of your expensive credit at a lower cost.
Helping you to get paid off faster and enjoy spending more on the things you love. No more juggling balances. No more backwards steps. Just a clear, simple way to move forward and stay there.
By consolidating existing borrowing, you may extend the term of your debt and increase the total amount you repay. Failure to make payments on time means you will pay additional interest and may make obtaining credit in the future more expensive and difficult.
From held back to lifted up
See how UK customers use Updraft’s debt consolidation loans to clear credit card debt.
Mrs J Jordan
It was easy to get a answer and very…
It was easy to get a answer and very easy to set up loan was deposited in just a few days
February 5, 2026
jo kba
ABSOLUTELY outstanding service
ABSOLUTELY outstanding service, super easy application process and great rates
February 4, 2026
Linda
Really quick approving and very good…
Really quick approving and very good customer service
February 4, 2026
Joshua Tillin
Very happy with Updraft
Very happy with Updraft. Quick decision hardly any hassle form wise, fair apr would recommend to a friend
February 4, 2026
customer
Very through and respectful
Very through and respectful
February 4, 2026
Julie
Very quick and simple process
Very quick and simple process
February 4, 2026
customer
It's very helpful good
Hi good morning- it was very easy for me apply
February 4, 2026
Helen Robinson
Quick easy application
Quick easy application. Pleasure
February 4, 2026
Sulayman Cham
One happy man…
How quick and easy it was to get a decision, and a favourable one at that. I could not much happier and relief to my financial worries, thank you.
February 4, 2026
David Woodcraft
Whole experience was so easy
Whole experience was so easy
February 3, 2026
Margaret Donaldson
Application was done within 10 minutes…
Application was done within 10 minutes and recieved a decision almost instantly. Would reccommend applying as interest rates are not too high compared to some.
February 3, 2026
Talina Jones
A quick and easy process
A quick and easy process. Would recommend.
February 3, 2026
Claudia Cano
I made my a loan so quick
I made my a loan so quick
February 3, 2026
Mrs. Oumie Jammeh
It’s fast and straightforward
It’s fast and straightforward. The form is also easy to fill
February 3, 2026
Elle P
Fast decision and easy to use…
Fast decision and easy to use application platform
February 3, 2026
Adewale
This is a great loan company who is…
This is a great loan company who is always swift in their decision making. They are top notch
February 3, 2026
Mr Emerson Long
Quick and easy to get a loan
Quick and easy to get a loan
February 3, 2026
Ryan
Very easy to apply and .
Great experience from start to finish. The application process was quick and easy, and communication throughout was clear, prompt, and professional. Highly recommend Updraft for anyone looking for ...
February 3, 2026
Stephen Cummings
Quick and easy application
Pre approved through Clear score, as soon as I was onto Updraft website, the application could not have been easier. Very few questions and any questions there was, it was basic information (no hav...
February 3, 2026
KRZYSZTOF POMOCKA
Quick decision,fair interest for…
Quick decision,fair interest for working people.👍👍👍
February 2, 2026
Rated 4.8 stars
Here’s what you’ll need to apply
You’ll need to be aged between 18 & 72 years old with a history of using credit.
You’ll need to receive an annual income of at least £10,000 from employment or a pension.
Should you accept a loan offer, you will need a supported mobile device to download our app and manage your loan. Your mobile device must be running iOS 16 or later, or Android version 7.0 or later.
By proceeding with checking eligibility, you are agreeing to receive documentation (including any loan documentation) digitally through the Updraft app and to your email address.
You also acknowledge, should you accept a loan offer, you will only be able to manage this via the Updraft app.
Updraft Awards & Recognition
Recognised for helping UK borrowers take control of debt.
